RATES & SPECIALS AS OF SEPTEMBER 2, 2008

PRODUCT	ANNUAL PERCENTAGE YIELD	INTEREST RATE	MINIMUM OPENING DEPOSIT	MINIMUM BALANCE TO EARN INTEREST	PERSONAL	IRA	BUSINESS
11 Month CD Special	4.35%	4.26%	$1,000.00	$0.01	X	X	X
60 & 72 Month CD	4.50%	4.40%	$1,000.00	$0.01	X	X	X
48 Month CD	4.50%	4.40%	$1,000.00	$0.01	X	X	X
36 Month CD	4.50%	4.40%	$1,000.00	$0.01	X	X	X
30 Month CD	4.10%	4.02%	$1,000.00	$0.01	X	X	X
24 Month CD	4.10%	4.02%	$1,000.00	$0.01	X	X	X
18 Month CD	4.00%	3.92%	$1,000.00	$0.01	X	X	X
12 Month CD	3.90%	3.83%	$1,000.00	$0.01	X	X	X
6 & 9 Month CD	3.50%	3.44%	$1,000.00	$0.01	X	X	X
1-3 Month CD	2.50%	2.47%	$1,000.00	$0.01	X	X	X
Champion Checking	4.35% 1.50%	4.25% 1.48%	$100.00	$0.01 $25,001.00	X
Marathon Money Market	3.50% 1.50%	3.44% 1.48%	$26,000.00	$26,000.00 $0.01	X
Champion Money Market  (Personal & Business)	2.25%	2.22%	$100.00	$0.01	X		X
Money Market Checking (Personal & Business)	0.50% 0.75% 1.10% 2.05%	0.50% 0.74% 1.09% 2.02%	$100.00	$0.01 $2,500.00 $10,000.00 $25,000.00	X		X
Savings Junior Champions Business Savings	1.25%	1.24%	$100.00	$0.01	X X		X
Hall of Fame Checking	1.50%	1.48%	$100.00	$0.01	X
Business Interest Checking	1.00%	0.99%	$100.00	$2,500.00			X

Champion Checking requires that the owner have a valid email address to receive e-statements, and have at least 10 debit card transactions posted between 5th of previous month and 4th of current month, excluding ATM transactions. If these requirements are not met, there is no monthly fee, but an interest rate of 0.51% with an APY of 0.51% will be paid for that month.

Rates & Specials are subject to change. Fees could reduce earnings on accounts. A penalty may be imposed for early withdrawal. The interest rate and annual percentage yield may change after account opening. Daily Balance is the amount of the principal in the account each day.

For current rates, please call us at (314) 292-6000.